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Thursday, 29 December 2022

Health Insurance in Israel

 

Health Insurance in Israel

Medisure is a digital insurance system that provides you with insurance quotes for tourists and foreign workers in Israel.

Compare and buy health insurance in Israel with Medisure and take advantage of the best deals in the country with a digital insurance purchase.



 

 Service is free of charge, beginning with the comparison stage and continuing with professional advice, purchase, and ongoing service, including assistance with claims.

The policy applies to any person with foreign citizenship whose permanent residence is outside Israel and who is visiting Israel temporarily.

Insurance coverage specifics:

• Medical expenses incurred while hospitalised.

• Out-of-hospital medical costs.

• Seder institutes perform surgeries in Israel.

• Medical supplies in the health basket.

• Emergency dental care - up to a $ 500 limit per insurance period.

Special expenses

• Transfer by ambulance - financing the costs of transporting the insured by ambulance from the scene to the hospital.

• Medical Flight - Financing a flight ticket for the insured after an insurance event that necessitates flying up to a $10,000 limit.

• Lender expenses - coverage for one lender's flight and lodging expenses (up to 5 days) to the insured. A minor will be covered by two carers up to a maximum of $ 100 per carer per day and $ 150 per carer per day for two carers.

• Medical services up to the insured's residence - services include a doctor's visit to the insured's home 24 hours a day, seven days a week.

• Up to NIS 50,000 for flying a body.

This policy is intended for tourists up to the age of 75 who visit Israel for more than 7 days and want to insure themselves with health insurance, regardless of their home country's health insurance.



The following coverages are included in the Tour & Care health insurance policy:

• Medical expenses for non-hospitalization examinations and medical services - included within liability limits

• Medical expenses incurred while hospitalised in a public hospital for up to 90 days are covered by the warranty limits.

• Medical advice is included within the warranty limits, with a NIS 35.00 deductible.

• Laboratory tests, X-rays, ECGs, casts, and bandages - covered by warranty limits and agreement laboratories

• Medications - up to NIS 700 for the insurance period, with a NIS 17.50 deductible per prescription at the Harel service provider and the HMO service provider.

provider The deductible will be determined solely by the fund and pharmacies named in the agreement.

• Emergency dental care - up to NIS 700 for the insurance period in the agreement's dental clinics only

• Transfer of a body to the country of origin - up to NIS 18,000 • Joining terms • The policy is suitable for insured persons aged up to 75 (inclusive) • Minimum 7-day insurance

• The services will be provided by a Maccabi / Clalit HMO provider.

Ayalon's tourist health insurance programme is designed for tourists and non-residents visiting the State of Israel, allowing them to enjoy their visit while also receiving quality medical care when needed.



What does the plan include – coverages:

Tourist medical services are provided by Clalit HMO branches throughout the country:

• General practitioner and specialist doctor

 • Laboratory tests and imaging tests

• Medicines and pharmacies

 • Teeth - first aid treatments

• Hospitalization, including an emergency room

• Return of a body to its home country

The policy is suitable for foreign workers staying in Israel.

Details of insurance coverage:

All hospitalisation expenses in an Israeli public hospital.

Includes emergency room expenses (even if not accompanied by hospitalisation), operating room, surgeon's salary and anesthesiologist, intensive care, and medication while in the hospital, with no limit on the number of days in the hospital.

Additional covers:

Full coverage for laboratory tests, X-rays, ECGs, endoscopy, ultrasound, and other tests, coverage for emergency dental treatments and first aid in a nationwide network of Seder clinics, consultations with specialists, and full funding for drug purchases in pharmacies nationwide.

Special expenses:

• Financing ambulance expenses to the hospital - Financing the costs of transporting the insured from the scene of the incident to the hospital by ambulance.

• Loss of ability to work - funding a flight ticket for the insured if he is unable to work due to illness and wishes to return to his home country.

• Flying the body - In the event of death, we will arrange for the insured's body to be flown back to his home country.

Special compensation:

• NIS 80,000 one-time compensation for an employee in the nursing industry who is unable to work.

• Medical services up to the insured's place of residence

• A 24-hour doctor's visit to the insured's home or workplace.



Work Insurance in Israel by Harel

This policy applies to foreign workers employed by an Israeli employer in Israel between the ages of 18 and 65.

The following coverages are included in the Health Insurance Policy for Foreign Workers Safe Stay Plus:

• ER - in accordance with the state health basket

• Medical expenses for treatments and tests while hospitalised and non-hospitalized

• Medical expenses while hospitalised in a psychiatric hospital - up to 60 days

• Visit to a family doctor / specialist doctor

• Laboratory tests, X-rays, ultrasound, and ECG

• Pregnancy and childbirth expenses - subject to a minimum of nine consecutive months of employment

• Transfer of a body to the country of origin

 • Flight ticket abroad based on the insured's condition, if he is unable to work for 90 days

• No deductible in the event of an insurance event

Author: RabnawazToor

 

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